Fuego Paycard®

Flexibility for pay

Simplify your paycard admin and spice up your benefits package.

  • Simplify your payroll solutions
  • Keep compliance in check
  • Lower payroll processing costs
  • Improve retention by increasing pay options

Simplify your paycard program

The Fuego Paycard Administration Subscription is the paycard service made for restaurant life. Designed with simplicity and flexibility in mind, whether you want to run regular payroll processes or need an extra option for one-off payments.

Streamline payroll86 complexity

Simplify your paycard with Fuego Paycard Administration with one partner to cover all your paycard needs. Pairs seamlessly with Fourth’s Payroll, Hiring, Onboarding, and Fuego solutions to strengthen operations.

Stay compliantKeep compliance in check

Fuego’s paycard administration keeps you compliant with US payment regulations. Reduce risk with an easy method for one-off payments such as termination pay, expenses, pay advance, or payroll error reconciliation.

Manage with easeVisibility at your fingertips

Manage your paycard program with ease. Full visibility to account balance for loading and unloading funds, monitoring stock levels, and digital ordering.

Retain talentThe paycard with benefits

The Fuego Paycard administration service is easily offered in tandem with Fuego for on-demand pay – the free secret ingredient to retention.

Fourth’s Restaurant Operations Suite

Get everything you need for your restaurant operations in a single, smart team management platform.

  • Hire
  • Schedule
  • Manage
  • Pay
  • Retain

Hire the best talent, first. Then get them onboarded and ready to delight guests.

  • Reduce drop-off and increase applicant flow
  • Generate increased app volume with Quick Apply
  • Ditch the onboarding paperwork

Access labor-saving tech that forecasts demand and makes scheduling a breeze.

  • Slash admin time with AI labor forecasting
  • Integrate labor and time keeping
  • Schedules from anywhere with our mobile app
  • Stay compliant with labor laws

Unlock real-time visibility into daily operations and staff management.

  • Manage your operations with manager logbook
  • Gain complete operational insight from across stores
  • Maintain brand standards across stores

Run payroll, manage tip distributions, and stay ahead of labor & wage compliance.

  • Offload payroll and benefits administration
  • Eliminate your dependency on cash with tip payouts
  • Reduce benefits and insurance costs

Improve retention and engagement with distinct benefits and solutions.

  • Access competitive benefits
  • Offer your employees earned wage access
  • Bank your unbanked with the Fuego Visa® Card

Hire

Hire the best talent, first. Then get them onboarded and ready to delight guests.

  • Reduce drop-off and increase applicant flow
  • Generate increased app volume with Quick Apply
  • Ditch the onboarding paperwork

Schedule

Access labor-saving tech that forecasts demand and makes scheduling a breeze.

  • Slash admin time with AI labor forecasting
  • Integrate labor and time keeping
  • Schedules from anywhere with our mobile app
  • Stay compliant with labor laws

Manage

Unlock real-time visibility into daily operations and staff management.

  • Manage your operations with manager logbook
  • Gain complete operational insight from across stores
  • Maintain brand standards across stores

Pay

Run payroll, manage tip distributions, and stay ahead of labor & wage compliance.

  • Offload payroll and benefits administration
  • Eliminate your dependency on cash with tip payouts
  • Reduce benefits and insurance costs

Retain

Improve retention and engagement with distinct benefits and solutions.

  • Access competitive benefits
  • Offer your employees earned wage access
  • Bank your unbanked with the Fuego Visa® Card

Discover the full power of Fuego

Fuego can help workers meet their financial goals and develops solutions to help employers create a more optimistic, more engaged, and more productive workforce.

Frequently Asked Questions

  • If Fuego has a paycard, do I need to manage the stock?
    • Fuego Paycard for on-demand pay is only issued through the mobile app, directly to the employee – the employer does not manage anything.
    • For the paycard administration service, employers manage and load the cards just like a traditional paycard program.
  • What’s the difference between the two Fuego cards for my employees?
    • Both are prepaid cards that can be used for debit transactions, cash withdrawals, direct deposit, and fee-free* wage draws. There are some minor differences in the fee schedules and ATM network of each card. Additionally for the Fuego Paycard — the white card, account management is done in the MyDashCard app if the employee wants to benefit from a digital experience.
  • I don’t have any minors on my team, can I have Fuego without the Paycard?
    • No, but there’s no extra work or cost to offer the Fuego Paycard since some employees who are not minors don’t qualify for the Fuego Card. Typically employee are ineligible because they’ve failed the application ID check, usually from incorrect details on applications. The Fuego Paycard is a safeguard and if an employee fails the Fuego Card application, they are automatically offered the Fuego Paycard so they can have free access on-demand pay without fees*.
    • *While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement included with your card for more details.
  • How is the Fuego Paycard offered at no cost, what’s the catch?
    • Fuego makes money on the interchange of card transactions. As a part of the Fuego product offering, there’s no additional cost for employers to offer the benefit of the Fuego Paycard.
  • I already have a paycard program, what is the benefit of offering Fuego Paycard?
    • The Fuego Paycard allows you to use one single vendor for paycards tailored to restaurants. Plus, the Fuego Paycard administrative service is complimentary for Fourth customers.
  • Do employers need the Fuego Paycard to offer tip-payout and earned wage access?
    • No, the Fuego Paycard is optional. It provides a fee-free* and faster option for employees to access their pay and a bank account, if they don’t have one already. If you offer on-demand pay without the Fuego Paycard, employees can transfer funds for a nominal fee based on a sliding scale based of speed, ranging from 1-3 days. No Fuego Paycard means your employees incur fees to access their pay early.
    • Fuego fee structure for transfers
      Location Transfer Speed Employee Fees
      Fuego Paycard account Instant* $0
      Any other bank account 3 business days $1
      Any bank account Same day $2
      Any other bank account Instant $3
    • *Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check. .While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement included with your card for more details. 
    • The Fuego Paycard is digital first, so an approved employee will quickly receive their account and routing information as well as their 16-digit card number, CVV code and expiration date. The employee can add this card to their digital wallet to use anywhere Apple Pay® or Google Pay™ is accepted. 
    • About 7-10 days later, they’ll receive their physical card in the mail from Dash Solutions, our payments solution partner.About 7-10 days later, they’ll receive their physical card in the mail from DASH Solutions, our banking partner.
  • How do I bring Fuego to my business?
    • Fuego implementation is easy. Four Steps. Two 30-minute calls. We’ll handle the rest. In two weeks, on average, your team gains the benefit of on-demand pay.
  • Who handles shipping the Fuego Paycard out to the enrolled employees?
    • For employee-managed paycards, our payments solution partner handles the shipment directly to the employee’s address provided.

Got more questions? Talk it out with our team.


The Fuego Paycard Visa® Prepaid Card is issued by Pathward®, N.A., Members FDIC pursuant to a license from Visa U.S.A. Inc. This card can be used everywhere Visa debit cards are accepted. The Fuego Paycard issuance is dependent on I-9 verification for anyone 13+. Visa is a registered trademark owned by Visa International Service Association.

Dash® is a registered trademark owned by Prepaid Technologies Company, Inc.Dash® is a registered trademark owned by Prepaid Technologies Company, In

Google Pay and the Google Pay logo are trademarks of Google LLC.
Apple Pay and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.